Holly Spencer 
In a time when American politics feels more like a reality TV show that’s jumped the shark, an increasing number of citizens are looking to reroute their stress and frustration into something more constructive—like finding the nearest exit. With passports in hand, they’re seeking solace, sanity, and savings beyond the star-spangled banner. Here’s a rundown … Read more
Moderation is key when it comes to many things in life, especially when it comes to consuming certain foods and substances. Here’s a list of 20 items that can have less-than-desirable effects if overindulged, shedding light on why too much of a good thing isn’t always good. 1. Coffee Too much coffee can lead to … Read more
As technology continues to evolve at a breakneck pace, many boomers are keen on tapping into the lucrative potential of tech stocks and industry trends. But how can they approach this dynamic sector wisely and effectively? #1. Embrace Big Tech Companies Many boomers start their tech investment journey with well-established companies like Apple, Google, and … Read more
Think life slows down after 50? Guess again. The big five-oh is not the curtain call some might imagine—it’s an act break with plenty still in store. Are you holding onto outdated notions about what it means to hit this milestone? From career changes to new adventures, life post-50 is rife with opportunities that defy … Read more
Achieving financial freedom after 50 might seem daunting, but many boomers are finding innovative ways to generate passive income. Are you ready to secure your finances for a comfortable retirement? #1. Real Estate Rentals Investing in rental properties is a time-tested way for boomers to generate steady income. Whether it’s long-term rentals or vacation properties, … Read more
Estate planning isn’t just for the wealthy—it’s a critical process for anyone wanting to safeguard their family’s future. But where do you start? #1. Draft a Will A will is fundamental. It dictates how your assets are distributed and can help prevent family disputes. Without one, state laws determine who gets what. #2. Consider a … Read more
Ever wondered why your tech-savvy uncle suddenly paid off his mortgage? Or how your neighbor bought that shiny new RV out of the blue? Maybe they had a little help from Bitcoin. #1. The Secret Early Adopter John, a 65-year-old retiree, bought 10 Bitcoins back in 2011 when they were just $10 each. Fast forward … Read more
Agriculture in the U.S. is rapidly evolving beyond traditional farming methods. It’s embracing cutting-edge technologies and substantial investments to meet modern demands and challenges. Here’s a detailed look at the 21 states that are leading the way in agricultural innovation and investment, showcasing their unique contributions to this vital industry. 1. California California’s agricultural sector … Read more
Teaching children about frugality and a strong work ethic are valuable life lessons that can help them grow into responsible, self-reliant adults. Here’s how you can instill these important values in your kids: 1. Earn Allowances Teach your children that money is earned by setting up a system where they can earn allowances for completing … Read more
Even if you don’t notice it, toxic people can have a negative impact on you. That’s why it’s crucial to identify them before they can cause any damage. These individuals may be difficult to spot initially, as they often exhibit manipulative and deceptive behavior. In this article, we will discuss 25 common ways to identify a … Read more
From coast to coast, certain cities in the U.S. are breaking new ground in nurturing small businesses. They provide not just a market, but a rich ecosystem that includes support from local governments, communities, and educational institutions. Here are 20 cities where small businesses are not just surviving but thriving. 1. Austin, Texas Austin’s tech … Read more
In the wake of the pandemic, the landscape of work has shifted dramatically, sparking the work-from-home craze that’s upending traditional office dynamics. As Americans pack up and move to the sticks for remote opportunities, one has to wonder: Are office buildings a relic of the past? 1. Financial Implications for Businesses and Employees Companies are … Read more
As the Baby Boomer generation approaches retirement, the promise of golden years filled with leisure and security seems more like a pipe dream for many. This demographic faces unique challenges that could redefine what it means to retire. Here’s a stark look at the realities shaping the retirement outlook for one of America’s largest generations. … Read more
In our quest for happiness, the environment we choose to surround ourselves with can be a game-changer. Recognizing that happiness comes in many flavors, I’ve traversed the vast cultural landscape of the USA to find places that cater to every conceivable taste. Whether you’re drawn to the serene embrace of nature, the bustling energy of … Read more
Smart home technology has revolutionized the way we live, offering convenience, efficiency, and enhanced security. From voice-activated assistants to automated climate control, the range of options can be overwhelming. How can you ensure you’re making the right choices to turn your house into a smart home? Here’s your ultimate guide to integrating smart technology seamlessly … Read more
Are you ready to break free from the shackles of debt and take control of your financial future? Well, you’re in luck because I’ve got 20 simple tips that will help you pay off debt and pave the way to financial freedom. Let’s start your journey towards a debt-free life! #1. Create a Budget Start … Read more
Looking to create lasting memories with your family without breaking the bank? Well, you’re in luck because I’ve got a treasure trove of budget-friendly ideas just waiting for you. Who says you need to spend a fortune to have a blast with your loved ones? #1. Picnic in the Park Pack some sandwiches, snacks, and … Read more
Are you tired of feeling like your utility bills are draining your bank account dry? It’s time to take charge of your energy usage and discover some ingenious ways to slash those expenses without sacrificing your comfort. Check out these 10 innovative strategies that savvy Americans are using to keep their utility costs in check … Read more
Navigating through the maze of state taxation, you might be surprised at the variety of sneaky taxes that could be lightening your wallet without your full awareness. These creative revenue streams range from the environmentally motivated to the digitally driven, each with its own rationale but with one common goal: to boost state funds in … Read more
Living in a historical city is akin to being in a live-in museum, surrounded by the echoes of the past. However, the charm and beauty of these cities come with significant financial considerations. From stringent preservation laws that dictate renovations to the premium placed on properties within these coveted locations, the cost of living or … Read more
