Holly Spencer 
Hey there, young hustler! Ready to take control of your financial future like a boss? Well, listen up because I’ve got 10 crucial lessons that every American should learn before hitting the big 3-0. Let’s set you up for financial success! 1. Start Saving Early The earlier you start saving and investing, the better off … Read more
When it comes to healthcare, the cost of medicine can vary wildly from one state to another. Why do some states see higher pharmacy bills, and how do others keep costs down? Is your state helping you save on prescriptions or draining your wallet? 1. Alaska – Higher Costs In Alaska, the geographical isolation significantly … Read more
Hey there, ready to become a Costco savings champion? Awesome, because we’re about to embark on a savings adventure like no other! Ever wondered how to make the most out of your Costco trips? Grab a cart, because we’re diving in to uncover all the secrets to maximizing your savings. 1. Master the Samples Game … Read more
Times have changed, but some truths about raising kids with grit and a solid financial foundation remain timeless. In our effort to provide for our children, could we be fostering financial dependency instead of resilience, and how do we balance frugality with nurturing a strong work ethic? Never Do These: 1. Don’t Buy Them Everything … Read more
Oregon, known for its stunning landscapes and progressive culture, is experiencing a trend where many of its residents are choosing to relocate. Here are 19 reasons why Oregonians are looking beyond their state borders. 1. High State Taxes Oregon’s high-income taxes are among the highest in the U.S., which can be a significant financial burden, … Read more
Going through a divorce can be emotionally and financially challenging, but it’s also an opportunity to reassess your financial plan and life goals. Here are 20 steps to help you navigate this transition and build a brighter future: 1. Assess Your Financial Situation Take stock of your assets, debts, income, and expenses to understand your … Read more
So, you’re wondering why that cloud of gloom just won’t leave you be, huh? Well, honey, grab a seat because, as your unofficial but totally invested gal pal in all things life and happiness, I’ve done a little snooping around. You might think you’re ticking all the boxes for a blissful existence, but it’s the … Read more
In the wake of personal upheavals like a divorce, career setbacks, or the ongoing challenges of a post-COVID world, many Americans are seeking new horizons. The desire for a fresh start is a powerful motivator, and certain states offer the promise of a new beginning. Here’s where people are setting their sights for a chance … Read more
Japan leads the world in dealing with an aging population, offering valuable lessons for the United States as it faces similar demographic challenges. From healthcare innovations to community engagement, here are 21 strategies that America can adopt from Japan to support its elderly citizens more effectively. 1. Universal Health Care Japan’s universal health care system … Read more
As the Baby Boomer generation approaches retirement, the promise of golden years filled with leisure and security seems more like a pipe dream for many. This demographic faces unique challenges that could redefine what it means to retire. Here’s a stark look at the realities shaping the retirement outlook for one of America’s largest generations. … Read more
Various factors, including exercise habits, diet quality, preventative health measures, and a focus on overall wellness influence a healthy lifestyle. The following list highlights the 21 healthiest states in America, excelling in these areas due to robust community health programs, access to nutritious food, and an environment that encourages physical activity. 1. Hawaii: Tropical Health … Read more
In the great California tax exodus, middle-class warriors armed with common sense and a disdain for unnecessary tax burdens are voting with their feet. They’re not just seeking refuge; they’re in pursuit of fiscal sanity. These destinations aren’t just tax havens; they’re a bold declaration of independence from the Golden State’s golden handcuffs. 1. Texas … Read more
Sometimes, what’s trending as a sure investment or collectible fizzles out, leaving many to wonder why they jumped on the bandwagon in the first place. Ever wondered about those items that were all the rage but now barely fetch a dime at a garage sale? 1. Beanie Babies Once believed to be a solid investment, … Read more
Are you tired of feeling pressured to tip for every little service? American tipping culture has spiraled out of control, leaving many feeling like they’re constantly shelling out extra cash. But where do we draw the line? Here are 21 instances where tipping has gone from a gesture of gratitude to an expectation that’s gone … Read more
As college tuition continues to rise, many are seeking alternatives to traditional four-year degrees that still offer valuable learning and career advancement. What are some practical and financially savvy ways to gain skills without the hefty price tag of college? 1. Community Colleges Community colleges provide two-year associate degrees at a fraction of the cost … Read more
Tuscany, known for its rolling hills, charming villages, and delectable cuisine, is becoming an unexpected hotspot for American retirees. Here’s why: 1. Affordable Cost of Living While Tuscany may have a reputation for luxury, it’s surprisingly affordable for retirees. With careful budgeting, one can enjoy a comfortable lifestyle without breaking the bank, especially in smaller … Read more
Exploring how different cultures tackle these challenges can offer valuable insights for leading a happier life in a world filled with stress and anxiety. Have you ever wondered how people from around the globe cope with the pressures of modern life? Let’s journey across continents and discover the unique approaches to stress relief that could … Read more
Dreading going to work every day is a situation nobody wants to find themselves in, but if you’re stuck in a job you hate, there are actions you can take to improve your situation or prepare for a change. Here are 19 strategies to consider if you find yourself despising your job. 1. Identify What … Read more
Parenting is a journey filled with advice from all corners—some good, some bad, and some that fall out of favor as times change. Here are several examples of once-popular parenting advice that many parents now look back on with regret. #1. Gina Ford’s Cry It Out Method The “cry it out” method, popularized by Gina … Read more
As the Baby Boomer generation edges into retirement, the strain on pension systems is becoming palpable. Which states are equipped to handle this financial challenge without buckling? Here’s a closer look at those that seem ready. #1. Florida Known for its retiree-friendly tax policies and cost of living, Florida’s pension system is bolstered by efficient … Read more
