Let’s start with the basics before diving into how it will help you track it. The first thing to know is that you have three credit reports.
-Experian
-Equifax
-Transunion
Have you ever tried to purchase something in the store, but your card gets declined, and you have no idea why? It is frustrating to find out someone stole your credit card number and used it for unauthorized purchases.
What do you do? How do you fix it? Will it destroy your credit? How will you buy your coffee now? So many questions come up when it comes to dealing with identity theft.
It does not matter if you are fixing your credit or maintaining your credit. Keeping track of your free credit score and credit history is imperative when keeping finances healthy.