Holly Spencer 
Understanding the costs of living worldwide can be tricky and expensive. Whether it’s rent or your morning coffee, some countries charge a lot for the luxury of living there. Here are the top 18 most expensive countries to live in, where enjoying a fancy lifestyle often means paying a high price. #18. Canada With a … Read more
In times of economic uncertainty, it’s crucial to fortify your household against potential financial storms. But where do you start? Here are 20 practical steps to help you and your loved ones navigate through a recession with resilience and confidence. #1. Build an Emergency Fund Establish a savings buffer equivalent to at least three to … Read more
You might think your home is your safe haven, but could it also be a cache of contraband? Are you unknowingly breaking the law with items tucked away in your drawers or closets? Let’s uncover some common household items that might actually be illegal under U.S. law. #1. Unauthorized Prescription Drugs Holding onto prescription medications … Read more
Traveling with friends, family, or acquaintances can be an enriching experience, but it can also test your patience. Here are the 21 most annoying habits that can make any journey with a travel companion a bit more challenging than necessary. #1. Overpacking Bringing everything but the kitchen sink and expecting others to help manage the … Read more
The American workforce is getting older, and nobody seems to have a plan. As the baby boomers refuse to retire, the rest of us are left wondering if the pension pot will be more myth than money by the time we get there. Even in the highest echelons of power and industry, age is more … Read more
Investors are flocking to green investments like bees to honey, but is it really about saving the planet or padding portfolios? But amidst the hustle and bustle, one question remains: will this surge in green investing truly reshape our world, or will it be just another fleeting trend? #1. Renewable Energy Boom Investors are ditching … Read more
The world economy is a battlefield, and America is right in the thick of it. As global dynamics shift and countries vie for economic supremacy, the U.S. finds itself navigating a maze of challenges and opportunities. Here’s a look at the key economic battles shaping our world and the role the United States plays in … Read more
Walked into a store expecting to grab your usual items but found empty shelves instead? Wondering why this keeps happening? #1. Global Pandemic After Effects The COVID-19 pandemic disrupted manufacturing and shipping worldwide. Many businesses are still catching up, leading to shortages in various products. #2. Labor Shortages A lack of workers in key sectors … Read more
Looking to add some extra pep to your ride without spending a fortune? Check out these budget-friendly car mods that can give your vehicle a serious boost in performance. #1. Cold Air Intake A cold air intake replaces your stock airbox with a more efficient system that draws cooler, denser air into the engine. This … Read more
The quintessential American Dream of homeownership is becoming increasingly elusive for many. Here are 20 reasons why achieving this milestone is more challenging than ever, reflecting broader economic trends and societal shifts. #1. Skyrocketing Home Prices Home prices have soared across the country, far outpacing wage increases, making it difficult for first-time buyers to enter … Read more
Are you tempted by the potential riches of the cryptocurrency market? Cryptocurrency investing is fraught with highs and lows that can challenge even the most seasoned investors. Here are 18 critical points to consider that underscore the risks and realities of diving into this volatile market. #1. Extreme Volatility Cryptocurrency prices can skyrocket or plummet … Read more
Workers across America are increasingly leaving corporate chains, driven by the search for better wages, conditions, and work-life balance. Here are 18 key sectors they’re departing from and the core reasons behind their moves. #1. Walmart Employees are leaving Walmart due to stagnant wages and inconsistent scheduling. Many seek opportunities in smaller retail businesses that … Read more
Inflation subtly but steadily drains purchasing power, affecting budgets and lifestyle choices without many realizing the creeping impact it has. Here are 20 common examples of how inflation manifests in everyday expenses, from groceries to services, impacting your financial well-being. #1. Grocery Staples The price of essentials like bread, milk, and eggs has seen a … Read more
In a time when American politics feels more like a reality TV show that’s jumped the shark, an increasing number of citizens are looking to reroute their stress and frustration into something more constructive—like finding the nearest exit. With passports in hand, they’re seeking solace, sanity, and savings beyond the star-spangled banner. Here’s a rundown … Read more
Moderation is key when it comes to many things in life, especially when it comes to consuming certain foods and substances. Here’s a list of 20 items that can have less-than-desirable effects if overindulged, shedding light on why too much of a good thing isn’t always good. #1. Coffee Too much coffee can lead to … Read more
As technology continues to evolve at a breakneck pace, many boomers are keen on tapping into the lucrative potential of tech stocks and industry trends. But how can they approach this dynamic sector wisely and effectively? #1. Embrace Big Tech Companies Many boomers start their tech investment journey with well-established companies like Apple, Google, and … Read more
Think life slows down after 50? Guess again. The big five-oh is not the curtain call some might imagine—it’s an act break with plenty still in store. Are you holding onto outdated notions about what it means to hit this milestone? From career changes to new adventures, life post-50 is rife with opportunities that defy … Read more
Achieving financial freedom after 50 might seem daunting, but many boomers are finding innovative ways to generate passive income. Are you ready to secure your finances for a comfortable retirement? #1. Real Estate Rentals Investing in rental properties is a time-tested way for boomers to generate steady income. Whether it’s long-term rentals or vacation properties, … Read more
Estate planning isn’t just for the wealthy—it’s a critical process for anyone wanting to safeguard their family’s future. But where do you start? #1. Draft a Will A will is fundamental. It dictates how your assets are distributed and can help prevent family disputes. Without one, state laws determine who gets what. #2. Consider a … Read more
Ever wondered why your tech-savvy uncle suddenly paid off his mortgage? Or how your neighbor bought that shiny new RV out of the blue? Maybe they had a little help from Bitcoin. #1. The Secret Early Adopter John, a 65-year-old retiree, bought 10 Bitcoins back in 2011 when they were just $10 each. Fast forward … Read more
