Jennifer Garro 
Budget travel is a challenging feat. You have to put on your researcher hat and narrow your options to the best ones. With skillful planning and prioritization, traveling on a budget is both possible and enjoyable. 1. Plan Extensively The more information you acquire before starting a trip, the better. When researching destinations, look for … Read more
Budget travel packages may be the perfect example of everything that glitters isn’t gold. Despite the allure of cheap travel and the promise of savings, these seemingly economical options can harbor a multitude of unexpected pitfalls. From undisclosed fees to misrepresented accommodations, travelers must scrutinize these packages to avoid a major headache. 1. Hidden Fees … Read more
It’s a sad fact that there are scammers everywhere who are ready to pounce on unsuspecting tourists for a quick buck. Some scammers are highly skilled and cunning, so keep your eye out when in a foreign country. These scams could cost you a lot and even land you in trouble if they aren’t handled … Read more
Asia is not only a great destination filled with captivating cultures and exotic food, but it’s affordable, too. There are plenty of beautiful, budget-friendly Asian destinations that are worth taking a trip to. Whip out your budgeting app and get to planning! 1. Vietnam In Vietnam, lively cities like Hanoi and Ho Chi Minh City … Read more
Traveling provides so many breathtaking views and unforgettable moments. Although it doesn’t have to, traveling can also be very expensive. Saving money on travel isn’t something they teach in school. Savvy travelers know the best ways to save while still having optimal experiences. 1. Shop Local Immerse yourself in local culture by stopping at a … Read more
As we age, different aspects of life become increasingly important. We grow up, and we realize the benefits of a stable future. But how do we get there? For a lot of us, this can be a challenging endeavor. Fortunately, we are not the only ones trying to accomplish this feat, and there are support … Read more
Credit cards often get a bad rap for leading people into debt, but when used wisely, they can offer a plethora of surprising benefits. From building credit to earning rewards, the advantages of responsible credit card use go well beyond mere convenience. In this article, let’s explore 25 surprising benefits that can come from using … Read more
Managing your credit score can definitely be challenging. You might be engaging in habits that negatively impact your credit score without realizing it. So being aware of the things that lots of us do unintentionally that can damage your credit score helps you avoid these same missteps. 1. Missing or Late Payments Even a single … Read more
Decorating your home doesn’t have to mean emptying your wallet. With a little creativity and thrifty resourcefulness, you can uplift and transform your living space without spending a fortune. I love finding ways to decorate and uplift my home without overspending. #1. Repurpose Old Furniture Give old furniture a new lease on life with some … Read more
Inflation has put a stranglehold on the finances of Americans, and many find themselves trying to stretch their dollars as far as they can before payday hits. To alleviate some financial stress, people have used clever tricks to keep more cash in their wallets. Use these hacks daily to save some of your money. 1. … Read more
Real estate investment can be lucrative if you know what you’re doing. But it’s also fraught with potential pitfalls that can turn an exciting opportunity into a financial nightmare. As an investor, you need to be savvy, well-informed, and cautious to avoid common mistakes that could cost you dearly. 1. Not Doing Enough Research Jumping … Read more
How can we save money while not devoting excess time to worrying over our bills? Budgeting is an incredible hack to circumvent money stress. But to budget efficiently, you need to understand how the system works. Setting aside X dollars monthly only goes so far if you know how to account for it. Budgeting experts … Read more
Whether you’re looking to escape the 9-to-5 grind, earn some extra cash, or pivot your career, I bet you’ve got skills you can monetize right away. What might seem easy and ordinary to you is something someone else needs to learn to start their side hustle or improve their skillset. 1. Web Development Even with … Read more
Are you tired of spending a fortune on air travel? The quest for cheap flight deals can feel like a never-ending battle. Fortunately, I’ve got 15 tips to help you snag those elusive, wallet-friendly fares every time. Whether you’re a seasoned traveler or planning your first getaway, these tips will transform how you search for … Read more
All of us could benefit from boosting our savings, but we can’t all suddenly start a lucrative side gig that pays us an extra $1,000 a month that we can squirrel away. Thankfully, building a substantial savings account doesn’t always require drastic measures. Small, simple changes in your daily lifestyle can significantly impact your financial … Read more
Credit cards are convenient financial tools, but they come with pitfalls that can jeopardize your long-term money health, especially as you approach retirement. Mismanaging credit cards or falling into certain traps can lead to a cycle of debt and financial stress, significantly impacting your retirement plans. #1. Carrying a Balance Carrying a balance on your … Read more
According to news reports, the U.S. job market is robust, and employers are desperate for workers. Despite these claims, many people, especially those over 60, struggle to find employment. Being a mature jobseeker doesn’t mean being automatically excluded from the workforce. There are several things experienced workers can do to land their ideal position. People … Read more
As the cost of living continues to climb, managing your finances smartly is more critical than ever. Adopting frugal living habits can significantly cut down your expenses, paving the way for a more secure financial future. And you don’t have to sacrifice all of your little pleasures, either. We’ve got 25 practical, frugal living tips … Read more
Living paycheck to paycheck isn’t ideal, yet that doesn’t stop 62% of Americans from living in that matter. If you constantly feel you can’t keep your head above water financially, it’s time to look in the mirror. All people living paycheck to paycheck are guilty of these financial blunders; how many apply to you? #1. Only Making … Read more
The word retirement can excite pure bliss or financial dread. Are you ready to enjoy a peaceful life, basking in all you have accomplished, or are you worried about the money you have saved? A lot of retirees are not ready financially for the change, but luckily, there are some resources for those in need. … Read more
