Personal Finance

The word retirement can excite pure bliss or financial dread. Are you ready to enjoy a peaceful life, basking in all you have accomplished, or are you worried about the money you have saved? A lot of retirees are not ready financially for the change, but luckily, there are some resources for those in need. … Read more

Who wouldn’t love earning money with minimal effort? Imagine making an income while you sleep, travel, or enjoy your hobbies. It sounds too good to be true, but there are indeed ways to set up streams of income that require little to no daily effort once they’re established. Sure, they might need some initial setup … Read more

Facing the ever-increasing cost of living can feel like a real struggle, right? But it doesn’t have to be that way. There are plenty of smart and practical tips and strategies that are all about helping you not just survive but thrive in these challenging times. So, let’s dive in and discover how to manage … Read more

There are countless products, services, and experiences consumers spend their hard-earned cash on daily, but not all of these are created equal. In fact, many believe some things are complete ripoffs! Recently, savvy shoppers of all ages revealed everything they wish they never wasted their money on. #1. Professional Podcast Equipment I once paid over … Read more

Thanks to inflation, rising manufacturing costs, and an upside-down global economy, prices are rising across the board for many of our favorite products and items. But where do consumers draw the line? Recently, concerned consumers have revealed the things that have become so expensive they’re no longer worth purchasing! #1. Netflix Subscriptions Once one of … Read more

As you approach your 50s, financial foresight becomes more crucial than ever. This decade is often your last chance to fine-tune your retirement plan and avoid critical mistakes. But it’s so easy to misstep and scupper your retirement plans. Here, we look at 25 common financial pitfalls you must avoid to secure a comfortable and … Read more

There are so many gadgets for the kitchen! They’re usually marketed as affordable, time-saving, effortless, and awesome. I’ve fallen for the ads and bought my share of cheap but ultimately useless kitchen gadgets, too. Take a look at some of the most useless (but totally affordable) kitchen gadgets that you really don’t need. #1. Banana … Read more

Grocery shopping is a routine task for most of us, but many don’t realize the array of strategies grocery stores use to encourage customers to spend more. These tactics are often subtle, playing on human psychology and habits. Knowing these tricks can help you shop smarter, save money, and resist unnecessary purchases. #1. Strategic Layout … Read more

Seniors are often the target of financial scams due to perceived vulnerabilities, such as being less familiar with digital technology or having retirement savings. Scammers exploit these factors, leading to significant financial and emotional distress for the victim. Look at these 15 common money scams targeting seniors and practical advice on staying safe. Awareness and … Read more

Effective budgeting is a cornerstone of financial stability, yet many people find themselves struggling due to common budgeting errors. These mistakes can hinder your ability to save, invest, and even meet your daily financial needs. If you’re aware of these common pitfalls, you can avoid them, so your finances stay on track. #1. Not Having … Read more

Whether you’re purchasing a product, paying someone for their work, or sending money to a friend or family member overseas, having the ability to easily transfer money internationally can help in everyday tasks. So, just say you’ve made some quick money from the comfort on your couch and you want to open an app on your phone … Read more

Wealth of Geeks has written this excellent post on the tax deductions and credits available for college students. It’s a great read for students and graduates. We’re permitted to republish the article here. In the past 20 years, the cost of attending college has tripled and increased almost 8 times faster than wages. While public … Read more

Giving your child a debit card can be an excellent way to teach them about money and budgeting early in life. With consumer debt in the US growing to over $14 trillion, according to CNBC and the Fed, any step you can take to help promote financial literacy early can go a long way. However, not all debit cards for … Read more

Brian wrote this excellent article on personal finance statements for Wealth of Geeks. We are permitted to republish the post here. By keeping tabs on your finances, you can create a secure and fulfilling future. That’s where a personal financial statement comes in. At its core, a personal financial statement offers an overview of where … Read more

This excellent post on passive income ideas was originally published on Tim Thomas / Timothy Thomas Limited. They gave have given permission to republish it here. In business, passive income usually describes money earned without actively working or putting much effort into it.  Usually, generating a consistent source of passive income doesn’t happen overnight.  Initially, … Read more

This excellent article on passive income was written by Kelley Dukat and was originally published on Wealth of Geeks. They gave us permission to republish it here. Whether it’s a tough time or a time of inflation, finding ways to make money are essential.  Many people have chosen side hustles to bring in extra income … Read more